Banking Designed for Your Life
Experience a modern approach to banking that empowers your financial decisions with convenience, innovation, and trust.
Experience a modern approach to banking that empowers your financial decisions with convenience, innovation, and trust.
Send money to anyone, anywhere, anytime, with no hidden charges. It’s fast, secure, and accessible from your fingertips.
Stay in control of your finances with detailed spending insights. Identify patterns, manage budgets, and plan ahead.
Pay your bills on the go. Gaya simplifies utility, subscription, and other payments, ensuring nothing interrupts your day-to-day activities.
Access flexible microloans when you need them the most. Our quick and easy loan services are designed to support your financial goals, whether for emergencies or planned expenses.
Build a better financial future with our high-yield savings features. Set goals, track progress, and achieve more while earning competitive interest rates.
₦16,000
Today
10% (₦1,600)
Transparent pricing, so you keep more of what you earn.
Real-time updates for every transaction.
Dedicated support teams to resolve queries 24/7.
01
Earn as You Spend
02
Easy Onboarding
03
Safe and Secure
Earn as You Spend
Enjoy cashback and rewards on your everyday transactions.
Easy Onboarding
Sign up in minutes and access financial freedom with just your phone.
Safe and Secure
Protect your transactions with advanced encryption and fraud detection technology.